Posted on 9/11/2025 8:46 AM By Cor van Deventer
Once a debt prescribes, the creditor loses the right to sue for it. But prescription is not automatic: if the debtor does not raise it as a defence, the court may still grant judgment. That is why both creditors and debtors need to understand exactly how long it takes for debt to prescribe, what interrupts the clock, and what rights remain once time has run out.