Start with affordability
Check the repayment range that your income and expenses can realistically support.
Calculators
Plan the numbers before the papers move.
South African property calculators for repayment planning, affordability checks, transfer costs and the conversations that matter before you sign.
Comparing repayment scenarios
What will my bond cost monthly?
Bond Repayment Calculator
Model the monthly instalment, salary guideline, interest rate and term before you make an offer.
Output Monthly repayment + salary guideline
Purchase planning How much can I afford?
Affordability Calculator
Estimate buying power from gross income, net income, living expenses, debt and NCA assumptions.
Output Maximum repayment + bond amount
Planning upfront cash How much cash will I need?
Transfer and Bond Costs
Estimate the once-off transfer, attorney, deeds office, VAT and bond registration costs around a purchase.
Output Estimated purchase costs
Estate agents and agencies What commission is due on a sale?
Sales Commission Calculator
Split estate agent commission into VAT, the agency portion and the net amount payable to the agent.
Output Commission split + net to agent
Referral and support agents What is my bond referral worth?
Bond Commission Calculator
Estimate bond referral commission, VAT and the net amount payable to a supporting agent.
Output Referral commission + net to agent
Where to start
Use the right calculator for the decision in front of you.
Model repayment and cash costs
Understand both the monthly bond and the once-off cash needed to complete the transaction.
Confirm the legal and cost picture
Use the numbers as a guide, then get legal guidance on the transaction terms and transfer steps.
From estimate to instruction
A calculator is the starting point. Legal guidance is what keeps the transaction clear.
Use these numbers to understand the deal, then let Van Deventer Dowlath & Marx Incorporated help clarify the documents, costs and legal steps before the matter moves forward.