Practical legal guidance for home buyers, from signing an Offer to Purchase through transfer and registration. Learn about property law, costs, contracts, finance, and avoiding common mistakes.
The OTP is signed, the bond is approved, but registration is still weeks away. Meanwhile, the buyer wants to move in. The seller wants compensation for the delay. Welcome to occupational rent - one of the simplest concepts in a property transaction, and one of the most reliably contentious when it has not been handled
Most property buyers (and agents) understand that a suspensive condition is a clause in the Offer to Purchase (OTP) that suspends the agreement until a certain condition is fulfilled.
When buying or selling a property, large sums of money inevitably change hands. Deposits, purchase prices, transfer costs, commissions - the amounts are significant, and so are the risks. Unfortunately, property transactions are one of the biggest targets for fraud and misappropriation of funds in South Africa. That's
Getting bond approval is a major milestone in buying a home, but it doesn't mean the property is legally yours - not yet. Until ownership is officially transferred, the seller still holds the legal title, and any number of issues can delay or even derail the process. This is where conveyancing comes in.
For most South Africans, owning a home isn't just a dream - it's a lifelong investment. But with property prices often out of reach for the average buyer, a mortgage bond is the bridge that makes homeownership possible.
Marriage is more than just a personal commitment—it has legal and financial implications that can shape your future, influencing everything from contractual rights to property ownership. Your marital status determines how assets and debts are treated, which in turn affects your ability to apply for a home loan, own pro
For most homebuyers, the focus is on location, price, and the physical condition of a property. But what if there's something far more unsettling hidden behind a home's walls—something that no one is obligated to tell you? In South Africa, a house may have been the site of a murder, suicide, or violent crime, yet buyer
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