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The results of the Altron FinTech Household Resilience Index (AFHRI) for the fourth quarter of 2024 confirm a modest improvement in the financial disposition of South African households, mainly due to three cuts of 25 basis points each in the repo rate between September 2024 and January 2025.
For many couples, the family home represents far more than bricks and mortar. It holds memories, a sense of security, and emotional significance — especially when children are involved. At the same time, it is often one of the most valuable financial assets a couple owns, which makes decisions about the home critically
When parents separate or divorce, decisions about where a child will live, who will care for them, and how they will be supported are among the most difficult and emotionally charged. In South African family law, every one of these decisions is guided by a single overriding consideration: the best interests of the chil
Divorce is one of the most emotionally and legally significant events a person can experience. Beyond the personal and family upheaval, it also involves a structured legal process that must be carefully followed to formally end a marriage in South Africa.
An antenuptial contract (often called a "prenup") is a legal agreement signed by two people before they get married. In South Africa, it serves to change the default legal consequences that would otherwise apply to their marriage under the Marriage Act and Matrimonial Property Act.
Rezoning is the legal process of changing the permitted use of a piece of land. Every property in South Africa is classified according to a zoning scheme controlled by the local municipality. These zones determine what the land may legally be used for—whether it's for residential housing, commercial buildings, industri
South Africa's agricultural land is tightly protected - not just by zoning schemes, but by national laws that treat farmland as a critical public resource. If you're hoping to convert agricultural property into residential plots, eco-estates, or smallholdings, you'll quickly discover that rezoning agricultural land is a
Many property owners approach rezoning with the misconception that it's an administrative expense—a single fee paid to the municipality. In reality, the cost of rezoning in South Africa extends well beyond the application itself. For developers, the true cost is often layered, ongoing, and tied to both professional ser
Rezoning property or land in South Africa isn't just a matter of ticking boxes. For developers, investors, and landowners looking to change how a property may legally be used, it's a process that requires strategic planning, expert input, and a clear understanding of local government systems. A misstep can result in mo
Selling property in South Africa is not a casual handshake—once a property sale agreement is signed, it sets in motion a legally binding process with real consequences. And yet, many sellers find themselves blindsided when a buyer suddenly backs out of the deal. Whether it's cold feet, financial uncertainty, or an atte
Lease agreements are often assumed to be governed only by the clauses written into them. But in South Africa, property leasing is shaped by more than just private contract. Because the right to housing and the right to property are constitutionally protected, several additional laws apply—and one of the most important
Long-term lease agreements don't just shape the relationship between landlord and tenant—they can create legally enforceable rights that follow the land itself. In South African property law, these agreements hold far more weight than short-term leases, especially when registered. They may even give the tenant a real r
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