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Every estate agent in South Africa knows the struggle: you've submitted your Fidelity Fund Certificate (FFC) application to the Property Practitioners Regulatory Authority (PPRA), paid your fees, and… nothing happens. Weeks or even months go by without a certificate being issued.
In the world of real estate, commission is the lifeblood of an estate agent's income. But what happens if an agent closes a deal while their Fidelity Fund Certificate (FFC) is expired or invalid? A recent High Court case has once again highlighted a critical point: without a valid FFC, an estate agent may have no legal
Commission disputes between estate agents are not uncommon - but few have been as clarifying as City & Atlantic Real Estate (RE/MAX Living) vs Kapstadt International Properties. The Western Cape High Court, in late 2024, delivered a judgment that affirmed key legal principles around agency, mandates, and when an agent
For many women considering divorce, one of the biggest fears is:
Divorce or separation is never easy - but when children are involved, the stakes are even higher. South African family law is clear: the best interests of the child are the overriding principle in every decision, whether it relates to custody, care, or contact.
Buying into a sectional title complex, gated estate, or homeowners' association (HOA) is very different from purchasing a freestanding home. When you buy in a community scheme, you don't just buy a property -you buy into a shared way of life. That means collective decision-making, financial contributions, and rules des
Securing a court judgment is often seen as the final victory in a debt dispute. In reality, it is only the beginning. Many creditors are surprised to discover that even after a judge orders repayment, some debtors still refuse to comply. This leaves businesses and individuals facing the same cash flow pressure as befor
In South Africa, debt does not hang over someone forever — the law sets strict time limits on when creditors can enforce payment. This is known as prescription of debt. For most everyday debts, such as credit cards, medical bills, and personal loans, the period is three years from the date payment was due. Other debts,
Every unpaid invoice is a direct threat to cash flow and business stability. A polite reminder may work once, but persistent non-payment inevitably becomes a legal problem. In South Africa, once goods or services have been delivered, the invoice becomes a legally enforceable debt.
Legal costs should never feel like a guessing game. When you instruct a lawyer, you're placing trust in someone who holds your rights, your business, or your future in their hands. That trust collapses the moment an invoice arrives filled with unexplained charges, or when the price of resolving a dispute doubles withou
For nearly three months, motorists in Gauteng have been hearing about the province's trial of new "smart" licence plates. Marketed as a breakthrough in the fight against crime, the plates are meant to make vehicle cloning and plate tampering significantly more difficult. Yet, despite the bold promises, clarity on their
Since the Protection of Personal Information Act (POPIA) came into effect, businesses across South Africa have been scrambling to update contracts, change systems, and create new policies. While compliance is essential, we've seen many organisations go overboard — quoting legislation at clients, adding unnecessary red
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